Published UK fertility clinic prices, before drugs and extras, October 2026.
NHS IVF depends on local rules. NICE says women aged 39 or under may be eligible for 3 full cycles and those aged 40 to 42 for 1, but many areas offer fewer.
What's usually included
The base price normally covers monitoring scans, egg collection under sedation, fertilisation in the lab, embryo culture and one fresh embryo transfer. Drugs (often £1,000 to £3,000), ICSI, freezing and storage, frozen embryo transfer, genetic testing and pre-treatment tests are usually extra.
Example published prices
- Care Fertility (Care Value package): £3,500 per IVF cycle including cycle medication, for eligible patients (pre-treatment bundle £575 extra) (source)
- CREATE Fertility: IVF from £3,795 (St Paul's from £3,995); ICSI from £1,395 (source)
- London Women's Clinic: single IVF cycle £3,995; ICSI £1,450; frozen embryo transfer £2,850 (source)
- Lister Fertility Clinic (London): IVF cycle £4,510; ICSI £1,555; frozen embryo transfer £2,665 (from February 2026, drugs extra) (source)
The HFEA, the fertility regulator, says the same treatment can cost two or three times more at one clinic than another, so compare full quotes including drugs.
Prices are published "from" or guide prices and can change. The clinic, your location and what your treatment involves can all change the final cost — always ask for a written, all-inclusive quote.
Will insurance help pay?
Private medical insurance doesn't usually pay for IVF, so most people pay for it themselves. Many clinics offer finance plans; check the interest rate and terms carefully before you agree.
Health insurance is still worth knowing about for other things: it can pay for private diagnosis and treatment of new medical conditions. See what cover costs.
Questions and answers
How much does private IVF cost in the UK?
The base price of one private IVF cycle is usually £3,500 to £4,500. Once you add drugs, ICSI, embryo freezing and a frozen transfer, the total is often much higher, and one London clinic puts the average total at around £9,000 to £10,600. Prices vary by hospital, consultant and location, so always ask for a written, all-inclusive quote.
What's included in the price of private IVF?
The base price normally covers monitoring scans, egg collection under sedation, fertilisation in the lab, embryo culture and one fresh embryo transfer. Drugs (often £1,000 to £3,000), ICSI, freezing and storage, frozen embryo transfer, genetic testing and pre-treatment tests are usually extra.
Will health insurance pay for IVF?
Private medical insurance doesn't usually pay for IVF, so most people pay for it themselves. Many clinics offer finance plans.
Can I get IVF on the NHS instead?
NHS IVF depends on local rules. NICE says women aged 39 or under may be eligible for 3 full cycles and those aged 40 to 42 for 1, but many areas offer fewer. Ask your GP whether you're eligible in your area.
Can I spread the cost of private treatment?
Many private hospitals offer finance or payment plans for self-pay patients. Check the interest rate and terms carefully before agreeing.
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